Financial Profile

The financialProfile provides a comprehensive insight of an individual's or entity's economic standing by integrating key financial metrics. These metrics facilitate robust financial analysis, risk assessment, and informed decision-making in areas such as credit evaluation, investment strategy, and regulatory compliance.

Payload Structure with Validation Rules

Schema

Field Name	Type	Description	Validations	Values Accepted
annualIncome	String	The annual income of the user.	Required field with a valid value.	Annual Income
netWorth	String	The net worth of the user.	Required field with a valid value.	Net Worth
liquidityNeed	String	The liquidity need of the user.	Required field with a valid value.	Liquidity Need
liquidtyTime	String	The liquidity time of the user.	Required field with a valid value.	Liquidity Time
liquidNetWorth	String	The liquid net worth of the user.	Required field with a valid value.	Liquid Net Worth
taxBracket	String	The tax bracket of the user.	Required field with a valid value.	Tax Bracket
investmentTimeHorizon	String	The investment time horizon of the user.	Required field with a valid value.	Number of Years between 0-99
investmentProfile	String	The investment profile information of the user.	Required field with a valid value.	Investment Profile
investmentExperience.stocks	String	The stocks information of the user.	Required field with a valid value.	Investment Experience
investmentExperience.bonds	String	The bonds information of the user.	Required field with a valid value.	Investment Experience
investmentExperience.options	String	The options information of the user.	Required field with a valid value.	Investment Experience
investmentExperience.mutualFunds	String	The mutual funds information of the user.	Required field with a valid value.	Investment Experience
investmentExperience.annuities	String	The annuities information of the user.	Required field with a valid value.	Investment Experience

Example

{
  "financialProfile": {
            "annualIncome": "F",
            "netWorth": "D",
            "liquidNetWorth": "C",
            "liquidityNeed": "Low",
            "liquidityTime": "Low",
            "taxBracket": "LessThan10",
            "investmentTimeHorizon": "10",
            "investmentProfile": "Moderate",
            "investmentExperience": {
                "stocks": "Limited",
                "bonds": "Limited",
                "options": "Limited",
                "mutualFunds": "Extensive",
                "annuities": "None",
            }
      }
}

Any validation failure will trigger an error message and halt the Account Creation or Updation Process.

Error Scenarios

For any validation failures, refer Standard Errors and Account Related Errors.